IR Magazine

IR Magazine Forum & Awards
Greater China

Thursday, December 8, 2022

Virtual event: 9 am - 1 pm HKT

About the forum & awards

For the past three decades, IR Magazine has honored excellence in investor relations around the world. For 2022, we continue to recognize and help further IR best practice. Last year, over 200 senior IR professionals joined us in a virtual setting – this internationally renowned event looks at the very best the IR community has to offer through our forum and awards.

THE FORUM

The event kicks off with a forum where investors, analysts and heads of IR from small, mid and large cap companies come together to discuss key issues relating to investor relations, corporate governance, shareholder needs and the role of senior management in IR.

Using the latest cutting-edge technology available, our virtual event platform closely replicates being there in person with the chance to interact with speakers and have one-to-one networking in-between panel talks. A far cry from a traditional webinar format, the event features live chat with attendees as you watch sessions together and access to resource libraries to help publicly-listed companies better respond to investor and analyst expectations.

THE AWARDS

We present two types of awards categories – researched and nominated – both celebrating the success of those individuals and companies that are leading the way in IR in Greater China.

For our researched categories, companies do not submit nominations. Instead, hundreds of analysts and investors cast their votes and give their opinions on which companies do the best IR in the region.

In our nominated categories, companies have the opportunity to submit a written entry for aspects of IR that complement our researched categories. More information can be found in the sections below.

Awards by nomination

For our awards-by-nomination categories, individuals and companies are given the opportunity to submit written entries to be put forward to a panel of expert judges made up of investment professionals and IR Magazine editorial team members.

Nominees announced!

We are delighted to announce the list of 2022 nominees! View the full list by clicking here.

If you have questions, please contact [email protected] or call +44 (0)20 8004 5339.

Please note that categories are subject to change based on the final number of entries received. Some categories are split by cap size. 

Best annual report (large cap)

Best annual report (large cap)

Are shareholders and analysts raving about the quality of your annual print or online report? Give us your vision of good reporting practice. Judges will be looking for a well-articulated equity story, ease of flow or navigation, state-of-the-art design and consistency/complementarity between different reports.

Nominees

  • ANTA Sports Products

    Hong Kong

  • China Resources Beer (Holdings) Co

    Hong Kong

  • China Unicom (Hong Kong)

    Hong Kong

  • CLP Holdings

    Hong Kong

  • ESR Group

    Hong Kong

  • Link Asset Management

    Hong Kong

Best annual report (small to mid-cap)

Best annual report (small to mid-cap)

Are shareholders and analysts raving about the quality of your annual print or online report? Give us your vision of good reporting practice. Judges will be looking for a well-articulated equity story, ease of flow or navigation, state-of-the-art design and consistency/complementarity between different reports.

Nominees

  • BOC Aviation

    Singapore

  • China Communications Services Corporation

    Hong Kong

  • Hysan Development Company

    Hong Kong

  • Kerry Logistics Network

    Hong Kong

  • Kerry Properties

    Hong Kong

  • Pacific Basin Shipping

    Hong Kong

Best crisis management

Best crisis management

Have you recently dealt with an unexpected event threatening your company's business or reputation? How did your company respond to the Covid-19 pandemic? Tell us about your ‘crisis ready’ plan, the strategy you implemented when the storm hit, and how the IR team’s actions successfully protected or restored shareholder value.

Nominees

  • BOC Aviation

    Singapore

  • EC Healthcare

    Hong Kong

  • Far East Consortium International

    China

  • JS Global Lifestyle Company

    Hong Kong

  • LET Group Holdings

    Hong Kong

  • PAX Global Technology

    Hong Kong

Best ESG materiality reporting (large cap)

Best ESG materiality reporting (large cap)

Investors are increasingly looking to determine the material ESG risks and opportunities for companies. But the range of data and inconsistency of reporting can make it difficult to get a full picture. This award recognizes the achievement of companies that produce clear investor-facing communications about ESG issues that are material to their business.

Nominees

  • China Resources Beer (Holdings) Co

    Hong Kong

  • CLP Holdings

    Hong Kong

  • ENN Energy Holdings

    Hong Kong

  • Hon Hai Precision Industry Co

    Taiwan

  • Link Asset Management

    Hong Kong

  • Ping An Insurance (Group) Company of China

    Hong Kong

Best ESG materiality reporting (small to mid-cap)

Best ESG materiality reporting (small to mid-cap)

Investors are increasingly looking to determine the material ESG risks and opportunities for companies. But the range of data and inconsistency of reporting can make it difficult to get a full picture. This award recognizes the achievement of companies that produce clear investor-facing communications about ESG issues that are material to their business.

Nominees

  • Canvest Environmental Protection Group Company

    Hong Kong

  • China Communications Services Corporation

    Hong Kong

  • China Everbright Environment Group

    Hong Kong

  • Kerry Logistics Network

    Hong Kong

  • Kerry Properties

    Hong Kong

  • Pacific Basin Shipping

    Hong Kong

Best investor event

Best investor event

Did you hold a capital markets day, site visit or other investor event that made your company stand out from the crowd? Tell us how you came up with an original initiative, the way you managed its organization, and how your audience’s expectations were met; audience feedback is also welcome.

Nominees

  • Hon Hai Precision Industry Co

    Taiwan

  • JS Global Lifestyle Company

    Hong Kong

  • Link Asset Management

    Hong Kong

  • Ping An Insurance (Group) Company of China

    Hong Kong

  • Xtep International Holdings

    China

  • Yum China Holdings

    China

Best IR during a corporate transaction

Best IR during a corporate transaction

How did your IR team go above and beyond to support a recent corporate transaction? Let us know the details. We’ll be looking at the IR team’s involvement in crafting/releasing the messaging for the financial markets and how it organized outreach and dialogue to gain approval from key shareholders.

Nominees

  • Alibaba Health Information Technology

    China

  • ENN Energy Holdings

    Hong Kong

  • ESR Group

    Hong Kong

  • Far East Consortium International

    China

  • Lenovo Group

    Hong Kong

  • Link Asset Management

    Hong Kong

Best IR website

Best IR website

The IR website is the first point of contact for an IRO’s audience. We want to hear from companies that have developed a best-in-class website displaying top-notch customer experience, engaging content that meets analysts’ and investors’ needs, and multiplatform access.

Nominees

  • ANTA Sports Products

    Hong Kong

  • China Minsheng Banking Corporation

    China

  • China Unicom (Hong Kong)

    Hong Kong

  • EC Healthcare

    Hong Kong

  • Koolearn Technology Holding

    China

  • Ping An Insurance (Group) Company of China

    Hong Kong

Best use of multimedia for IR (large cap)

Best use of multimedia for IR (large cap)

Are you a tech-savvy IRO always looking out for cutting-edge technological solutions for IR? Describe the innovative ways you have incorporated video, audio, infographics or webcasts into your IR program. Judges will be looking for evidence of heightened investor and analyst engagement via these channels.

Nominees

  • ANTA Sports Products

    Hong Kong

  • China Minsheng Banking Corporation

    China

  • ENN Energy Holdings

    Hong Kong

  • Hon Hai Precision Industry Co

    Taiwan

  • Link Asset Management

    Hong Kong

  • Ping An Insurance (Group) Company of China

    Hong Kong

Best use of multimedia for IR (small to mid-cap)

Best use of multimedia for IR (small to mid-cap)

Are you a tech-savvy IRO always looking out for cutting-edge technological solutions for IR? Describe the innovative ways you have incorporated video, audio, infographics or webcasts into your IR program. Judges will be looking for evidence of heightened investor and analyst engagement via these channels.

Nominees

  • Brii Biosciences

    Hong Kong

  • Canvest Environmental Protection Group Company

    Hong Kong

  • Central China Real Estate

    China

  • Far East Consortium International

    China

  • Huobi Technology Holdings

    Hong Kong

  • JS Global Lifestyle Company

    Hong Kong

Rising star

Rising star

This award seeks to honor individuals who bring fresh thinking and a unique approach to the profession. This category is open to anyone who has been working in IR for less than five years and has less than 10 years of professional experience.

Nominees

  • Vicky Chan, ANTA Sports Products

    Hong Kong

  • Chris Fang, Brii Biosciences

    Hong Kong

  • Zhu Chengyin, Qingci Games

    China

  • Stanley Zhou, ZhongAn Online P&C Insurance   

    China

The awards-by-nomination categories differ from our traditional researched awards, as individuals and companies are given the opportunity to submit written entries to be put forward to a panel of expert judges made up of investment professionals and IR Magazine editorial team members.

The judging process consists of three simple phases:

Phase one: Once the entry deadline has passed, the IR Magazine editorial team reviews all submissions and produces the short list

Phase two: The short-listed entries are shared with an independent judging panel made up of industry experts. The judges review each short-listed entry and select their top two picks per category

Phase three: The judges come together to discuss, debate and select the final list of winners who will go on to win an award

The judges’ votes are not made public, but their comments may be published in articles or reports after the event. Judges are not required to make comments against every submission.

Click here to view the judges biographies.

Tim Human

Senior reporter, IR Magazine

William Tsang

Head of research, Chartwell Capital

Gabriel Wilson-Otto

Director, sustainable investing, Fidelity International

What our attendees say

"Thank you very much for organizing the event! You have done a wonderful job putting together an awards ceremony during covid!"

Suncity Group Holdings

"It's a wonderful event to gather the best IR practitioners in one room and share the best practices. Great work for the IR Magazine team!"

BizLink Holding

"The topics and panels are very helpful to me as an IRO. Looking forward to participating other events by IR Magazine in the future!"

Anonymous

"Congratulations on the successful event! We thought the forum and awards ceremony were very well organized and smooth. "

Yue Yuen Industrial (Holdings)

"The event has been professionally organized and your moderators are exceptional!"

Euroland IR

"We all thought it went fantastically well; great content/speakers, fantastic chair and smooth logistics. It was a very impressive bunch of IR folks to gather in one room."

Andrews Partnership

"A wonderful event to networking with the best. I love panel sessions with fresh topics and professional insights. Great work for the IR Magazine team."

BizLink Holding

"Topics relevant and well-organized"

Yum China

Awards by research

Our awards-by-research nominees are determined by the input of hundreds of analysts and portfolio managers, who give their opinions on which companies provide them with the best IR service in the Greater China region. Every year we invite any publicly listed company to submit their list of buy and sell-side analysts and portfolio managers, so that they have the opportunity to vote via our survey.

Nominees announced!

We are delighted to announce the list of 2022 nominees! View the full list by clicking here.

If you have questions, please contact [email protected] or call +44 (0)20 8004 5339.

Please note that categories are subject to change based on the final number of votes received. Some categories are split by cap size.

Please click on the tabs below to view the research timeline. If you have questions about this process or wish to access our data sharing agreement, please visit our Frequently Asked Questions page. For any further queries about the research, please contact [email protected].

 

Best overall investor relations (large cap)

Best overall investor relations (large cap)

This category covers companies that have most impressed the investment community with their overall IR program.

Nominees

  • ANTA Sports Products

    Hong Kong

  • China Resources Beer (Holdings) Co

    Hong Kong

  • China Unicom (Hong Kong)

    Hong Kong

  • ESR Group

    Hong Kong

  • Hon Hai Precision Industry Co

    Taiwan

Best overall investor relations (mid-cap)

Best overall investor relations (mid-cap)

This category covers companies that have most impressed the investment community with their overall IR program.

Nominees

  • Gigabyte Technology Co

    Taiwan

  • Kerry Logistics Network

    Hong Kong

  • NagaCorp

    Hong Kong

  • Xtep International Holdings

    China

Best overall investor relations (small cap)

Best overall investor relations (small cap)

This category covers companies that have most impressed the investment community with their overall IR program.

Nominees

  • BC Technology Group

    Hong Kong

  • Central China Real Estate

    China

Best investor relations officer (large cap)

Best investor relations officer (large cap)

This category is for individual IROs whose knowledge of their company and sector and whose ability to build relationships with members of the investment community and to be transparent, accessible and responsive, sets them apart.

Nominees

  • Leung Wai Keung, China Resources Beer (Holdings) Co

    Hong Kong

  • Billy Tang, China Unicom (Hong Kong)

    Hong Kong

  • Harriet Chen, Hon Hai Precision Industry Co

    Taiwan

Best investor relations officer (mid-cap)

Best investor relations officer (mid-cap)

This category is for individual IROs whose knowledge of their company and sector and whose ability to build relationships with members of the investment community and to be transparent, accessible and responsive, sets them apart.

Nominees

  • Mike Wang, BizLink Holding

    Taiwan

  • Michael Yang, Gigabyte Technology Co

    Taiwan

  • Sophia Wong, Xtep International Holdings

    China

Best investor relations officer (small cap)

Best investor relations officer (small cap)

This category is for individual IROs whose knowledge of their company and sector and whose ability to build relationships with members of the investment community and to be transparent, accessible and responsive, sets them apart.

Nominees

  • William Wang, BC Technology Group

    Hong Kong

  • Vinh Mai, Central China Real Estate

    China

  • Ruby Lo, China Modern Dairy Holdings

    China

Best in sector: communications

Best in sector: communications


Nominees

  • China Telecom

    China

  • China Unicom (Hong Kong)

    Hong Kong

  • Meituan

    China

  • Tencent Holdings

    China

Best in sector: consumer discretionary

Best in sector: consumer discretionary


Nominees

  • ANTA Sports Products

    Hong Kong

  • Bosideng International Holdings

    Hong Kong

  • Galaxy Entertainment Group

    Hong Kong

  • Shenzhou International Group Holdings

    China

  • Xtep International Holdings

    China

Best in sector: consumer staples

Best in sector: consumer staples


Nominees

  • China Modern Dairy Holdings

    China

  • China Resources Beer (Holdings) Co

    Hong Kong

  • Kweichow Moutai Co

    China

  • Tsingtao Brewery Co

    Hong Kong

Best in sector: financials (including real estate)

Best in sector: financials (including real estate)


Nominees

  • Agile Group Holdings

    China

  • AIA Group

    Hong Kong

  • Central China Real Estate

    China

  • ESR Group

    Hong Kong

Best in sector: healthcare

Best in sector: healthcare


Nominees

  • CKH Food & Health

    China

  • EC Healthcare

    Hong Kong

  • Hygeia Healthcare Holdings Co

    Hong Kong

  • Lotus Pharmaceutical Co

    Taiwan

Best in sector: industrials

Best in sector: industrials


Nominees

  • China State Construction International Holdings

    Hong Kong

  • Kerry Logistics Network

    Hong Kong

  • Voltronic Power Technology Corp

    Taiwan

Best in sector: technology

Best in sector: technology


Nominees

  • BC Technology Group

    Hong Kong

  • BizLink Holding

    Taiwan

  • Delta Electronics

    Taiwan

  • Gigabyte Technology Co

    Taiwan

  • Hon Hai Precision Industry Co

    Taiwan

Our awards by research are different from most others and also from our awards by nomination: for our awards by research, companies do not submit nominations. The winners are identified by in-depth research and any publicly traded company is eligible to be considered. This survey is the only one of its kind to go directly to the investment community, canvassing the opinions of the people who matter to you most.

May-August: Online survey
IR Magazine has been building investment community databases over the past 30 years. As part of the updating process, listed companies are contacted every year for details of the professionals who currently cover their stock. IR Magazine then conducts an electronic survey of buy-side and sell-side analysts and portfolio managers. Each survey respondent is asked to nominate and rank up to five companies in a host of different research categories, from best IRO to best reporting.

September-October: Results analysis & short lists announced
Analysis of the results begins once the survey stage of the research is complete. Points are allocated to each company depending on how frequently it is nominated. The companies with the highest point scores in each individual awards category make the short list for that award. The top company will go on to win the award. Best-in-region awards are determined by the highest aggregate scores across all research categories.

The IR Magazine awards team receives the results and contacts all short-listed companies to give them the good news. The short lists are then published to the entire IR community a month before the event.

December: Winners announced
The winners are announced at our awards ceremony, which is attended by the leading lights of the Asian investor relations community.

January: Report published
After the event the Investor Perception Study – Asia report will be made available to professional subscribers to IR Magazine. This report will profile the top ranked companies and reveal information on how they conduct their IR activities and why investors voted for them.

For more information around the investor survey, please contact [email protected]

 

Who attends our events

The majority of our attendees are heads of IR from across Greater China who are being recognized for their fantastic contribution to IR. Each participant is someone with an established track record and a strategic IR role within his or her company.

Below is a sample of our attendees:

Job title Company Job title Company
Corporate communications manager Asia Allied Infrastructure Holdings IR director, spokesman Makalot Industrial
Assistant general manager Tencent Holdings IR manager CARsgen Therapeutics Holdings
Assistant IR manager New World Development Company IR manager Central China Real Estate
Assistant SVP Galaxy Entertainment Group IR manager China Merchants  Securities
CFO Far East Consortium International IR manager Renren
CFO Kerry Logistics Network IR manager Semiconductor Manufacturing
CFO and executive director Sa Sa International Holdings IR senior analyst Sihuan Pharmaceutical Holdings
Chief planning & investment officer CK Infrastructure Holdings IR senior manager BizLink Holding
Deputy chief representative-Hong Kong PetroChina IR senior manager MicroPort Scientific Corporation
Deputy head of international public relations Ping An Managing director Rusal
Director Sino-Ocean Land (Hong Kong) Managing director, head of IR NagaCorp
Director of investor relations AIA Company Senior director, investor relations NetDragon Websoft Holdings
Director of IR and corporate communications Chow Tai Fook Jewellery Group Senior director, IRPR Lite-On Technology
Director of IR CLP Holdings Senior IR director Yum China
Director, investor relations Canbridge Pharmaceuticals Senior IR manager Vinda International Holdings
Group senior manager, IR ESR Cayman Senior IR officer China Communications Services Corporation
Head of corporate communication Transcenta Holding Senior IR officer Sun Hung Kai Properties
Head of IR Canvest Environmental Protection Group Senior manager, capital markets VPower Holdings
Head of IR Nayuki Holdings Senior PR manager China Everbright
Head of IR China Life Insurance Company Senior specialist Hon Hai Precision Industry
Head of IR Kunlun Energy SVP, investor relations Fubon Financial Holding
Investor relations director China Resources Beer Vice president SinoPac Holdings
Investor relations officer Travelsky Vice president E.SUN
IR director Chanjet Information Technology Company Vice president, investor relations Sun Hung Kai & Co

 

Request full attendee list

Agenda 2022

Click here to see the full agenda as a PDF. Timings on the agenda are shown as Hong Kong Standard Time.

  • 08:45 AM
    Opening remarks: Welcome to the forum

    James Beech, editor, IR Magazine

  • 09:00 AM
    Capital market and macro-economic trends to prepare for in 2023

    In a time of geopolitical turmoil and market uncertainty, this session focuses on the outlook for IR teams in 2023 – and how IROs can prepare for the year ahead.

    • Current market trends in Asia and predictions for the coming 12 months
    • The impact of geopolitical challenges around the world on the IR function in Greater China
    • China’s position on the international stage and the political relationship between US and China
    • Regulatory outlook in 2023 and how this affects fund flows and investor sentiment
    • Specific risks and opportunities in the coming months for certain sectors

    Helen Qiao, chief Greater China economist, head of Asia economic research, Bank of America Merrill Lynch

  • 09:30 AM
    How to identify and engage with the international investment community

    In this session, we examine how to win the competition for capital in the international arena by improving your targeting and messaging efforts.

    • Understand why international investment is important in a risk-averse world
    • What actions can be taken to engage portfolio managers globally in this new normal?
    • Learn about the challenges posed by new international legislation such as the HFCAA
    • Hear how companies are looking beyond the US and engaging European and Australian funds
    • Discover how to craft an equity story that resonates with investors in the current financial climate

    Moderator: Tim Human, senior reporter, IR Magazine
    Shirley Kwok, head of investor relations and sustainability, ENN Energy Holdings

  • 10:00 AM
    Networking break

  • 10:15 AM
    Increasing digital engagement with international investors in a hybrid world

    With traditional social media routes inaccessible in China and a return to blanket virtual events and meetings due to COVID, planning a robust digital targeting strategy for 2023 is an IR imperative.

    • What are the common challenges IR teams face in Greater China when seeking foreign investment?
    • Hear from IR professionals with current, highly successful digital engagement programs
    • Discuss innovative solutions to working around the challenges of ‘The Great Firewall’
    • Increasing your online visibility/impact in an increasingly digital world (cutting through the noise), how do you stand-out

    Moderator: Tim Human, senior reporter, IR Magazine
    Jenny Huang, managing director, APAC, Euroland IR
    Calvin Pei, vice president of corporate finance and strategy, PAX Global Technology

  • 10:45 AM
    Responding to investor needs around ESG: What is expected and how to deliver it?

    With ESG remaining a key issue at the top of the IR agenda, this session will provide insight into what investors are looking for and how to craft an ESG narrative that meets expectations.

    • Learn from prominent sell-side analysts about how decisions around ESG investing are made
    • Debate the motivations around ESG to learn what investors want in the current climate
    • Hear from representatives who are leading the way in the region with their compelling ESG stories

    Moderator: James Beech, editor, IR Magazine
    Kok Siong Ng, executive director and chief financial officer, Link Asset Management

  • 11:15 AM
    Networking break

  • 11:30 AM
    Planning your schedule for 2023: What does an effective hybrid IR program look like?

    Since the COVID-19 pandemic forced businesses to switch in-person events to online, many companies have begun to recognize the myriad benefits of virtual working. This session will consider taking a truly hybrid approach to IR and re-writing the rule book on effectively engaging with current and future investors.

    • Discover how other IR professionals have adapted to the challenges and opportunities of the new hybrid landscape
    • Learn how to take your virtual engagement to the next level and build strong relationships with your target audience
    • Find out how best to utilize your management’s time and resources within a virtual framework

    Moderator: James Beech, editor, IR Magazine
    Michelle Shen, director of IR, Yum China Holdings

  • 12:00 PM
    Investor and analyst Q&A: Expectations of IR teams during uncertainty in 2023

    During this exclusive session, our panel of investors and analysts will address any concerns and questions from the audience about the coming months.

    • What sectors and types of companies are investors favoring going into 2023?
    • What are their predictions concerning economic trends, and how can IR teams best prepare for them?
    • Understand how investors like to be approached by investor relations teams in the current environment
    • Understand what international investors are looking for when investing overseas
    • What do investors want from IR in a hybrid world and during a global downturn?

    Moderator: Tim Human, senior reporter, IR Magazine
    Simon Weston, fund manager, AXA Investment Managers

  • 12:30 PM
    Closing remarks and networking

    James Beech, editor, IR Magazine

  • 12:45 PM
    IR Magazine's Greater China Awards

  • 14:00 PM
    End of forum and awards

Forum: Speakers 2021

To inquire about speaking at the forum, please contact [email protected] or call +44 20 3865 8103


Partners

Become a partner

Why partner with us?

The IR Magazine Forum & Awards – Greater China brings together some of the most influential people in the IR community.

The event offers an effective approach to targeting clients when they are exploring how they can improve their IR practice. Through our unrivalled knowledge of the subject matter and commitment to in-depth agenda research, our events are guaranteed to attract a qualified audience.

The unique buzz we create at our virtual forums – a far cry from a webinar – makes them multi-faceted and highly interactive with great engagement in particular from heads of IR. This allows our partners to have meaningful conversations with corporates who are deciding which parts of their IR program to invest in, which service providers to engage and consultants to retain. By partnering with us on an event, you can generate leads, showcase your thought leadership and position yourselves as the partner of choice to the IR community.

Not forgetting the unique buzz we create at our virtual awards, becoming a partner will enable you to:

  • Reach thousands of industry leaders through our multi-channel marketing campaign
  • Raise your organization’s profile with unrivalled brand exposure
  • Align yourself with those who excel in the industry
  • Put your brand in the spotlight and benefit from months of targeted, high profile publicity across multiple channels pre- and post-event.

We’d love to have a chat with you about how you can get in front of a truly engaged and motivated audience at the IR Magazine Forum & Awards – Greater China. Get in touch with Ross Ingram or call on +44 78265 38072.

In the last 12 months, IR Magazine’s virtual events have attracted the highest, most diverse and senior attendees and experts in investor relations

Book your place

The early bird rate expires on November 25, 2022. After this date, the price will increase to the standard price of $295.

If you have any questions, please contact Lauren Wilson at [email protected] or +44 20 8004 5339.

Watch the 2021 awards ceremony

Don’t worry if you missed the 2021 virtual awards ceremony, you can view the full show below.

 

Contact us

Privacy Policy

IR Media Group Ltd, the owner of IR Magazine, Corporate Secretary and IRspace, respect the privacy of every person who visits, registers with or subscribes to our websites and online publications, and is committed to ensuring a safe online experience. This privacy statement applies to all IR Media Group’s websites as listed under the heading ‘Sites’ and outlines the information IR Media Group may collect and how we may use that information. It also explains what we do with information about you when you register to attend one of our events.
To view our privacy policy in full, please click here.